California Wildfire Lawyer

California Wildfire Insurance Coverage

Wildfire victims often assume that their losses will be covered under their homeowner’s insurance policy. Sometimes insurance companies deny homeowner claims, and other times their policy limits are not enough to cover the extent of their losses. If your wildfire insurance claim was wrongly denied, you need an experienced attorney to negotiate with your insurance company and pursue the coverage that you deserve.

Insurance companies are required to practice good faith and fair dealing when handling claims for their insureds. If your insurance company is dishonest and otherwise fails to treat you fairly, you may have a bad faith claim against the company. Conduct and actions that may qualify as bad faith include the following:

• Unreasonable delays in processing a claim
• Failing to respond to a claim
• Undervaluing a claim
• Lies and misrepresentations about policy coverage
• Wrongly denying a claim
• Manipulating investigative findings

Compensation for bad faith insurance claims often includes costs you were forced to pay out of pocket due to claim delays or denials, attorneys’ fees, emotional distress, and in some cases, punitive damages are awarded.

Losses Not Covered By Your Insurance Policy in California
If you have sustained losses that are not covered by your policy or you have experienced losses in excess of your policy limits, you may have a claim for damages against the responsible party. Homeowner’s insurance policies may cover property damage and physical losses, but they may not cover your emotional losses and personal injuries caused by wildfires.

California Wildfire Liability

Natural causes, such as lightning strikes can start wildfires, but in many cases, fires are the result of someone’s negligence or recklessness. Private individuals sometimes start wildfires with carelessly discarded cigarette butts, fireworks, and arson. In other cases, a company or government entity, such as a utility company, construction company, or railroad is to blame.

Wildfire Injuries and Damages

Wildfire losses can be devastating. They can destroy part or all of your home, your personal belongings, vehicles, and your land. Families who have suffered enormous losses often have to build new homes, install replacement grass and landscaping, purchase vehicles, and replace home furnishings and personal belongings. Costs for wildfire damage and destruction can be financially ruinous.

Personal injuries are often severe and sometimes fatal. Common fire injuries include burns, smoke inhalation, scarring, disfigurement, and permanent disability. Injury victims who have sustained permanent disabilities might suffer lost income due to an inability to return to work. The emotional consequences of wildfire injuries, such as pain and suffering, mental anguish, and loss of enjoyment of life, can be significant.

Fatal Wildfire Injuries in California

In the worst cases, injuries can be fatal, and surviving family members are left to move forward and rebuild their lives without their loved ones. If you have lost a family member, you may be entitled to recover your resulting losses under a wrongful death claim. Compensation for wrongful death claims may include:

• Loss of your loved one’s financial support and benefits
• Loss of future earnings and benefits
• Funeral and burial expenses
• Loss of guidance and companionship
• Loss of Consortium
• Loss of household services
• California Wildfire Attorney Team

Casey Gerry’s fire litigation team is headed up by David S. Casey, Jr., Frederick Schenk, Gayle Blatt, Scott Cummins, Camille Guerra, Katie McBain, and Michael Benke, who holds both a law degree and medical degree, and is staffed by experienced paralegals who have helped to represent over 1,000 victims of fires, and Marina Koshevaya, Fire Litigation Specialist. Casey Gerry has years of experience in representing victims of wildfires against California’s largest public utilities. We have extensive experience in representing individuals who were severely burned because of electrical fires, electric shock, and electrically-induced fires. Casey Gerry has taken on some of the largest corporations in America, including Exxon, U.S. Tobacco, Wells Fargo, Volkswagen, the NFL. Casey Gerry has successfully litigated against these entities, helping to achieve record settlements, and has the staying power to fight the fight for our clients.

Hire a Trusted California Wildfire Attorney at CaseyGerry

When a person is traumatized by a wildfire, they need to talk to an attorney who understands the financial implications, loss of irreplaceable possessions, and the impact on their life. Casey Gerry’s attorneys and staff are trained to deal with people who have been devastated by such impacts. The emotional impact of a fire can be almost unbearable. As advocates, we help people face these devastating tragedies while bringing our extensive experience, outstanding track record, and knowledge to their case. Casey Gerry has extensive experience in representing individuals and has helped collect over $25 billion for clients we have represented.

The success we have obtained for our clients is very personal to us and our clients’ success is our success. If you have question regarding what your rights are as a victim of a wildfire, feel free to call Casey Gerry at (619) 679-9972.