110 Laurel St. San Diego, CA 92101

Get homeowners’ or commercial premises insurance if you can

  • And if you have coverage, read your policy
  • Real property
  • Make sure your base coverages (dwelling, other structures) are enough to cover replacement cost
  • Supplemental coverages (extended replacement coverage) are available
  • Get it
  • Have ordinance and law (“code”) insurance
  • Additional costs of living (“ALE”)
  • Covers cost to rent a like kind dwelling during evacuation
  • Expect to be a renter for a while
  • For Landlords
  • Your coverage should insure loss of rent
  • For Commercial owners
  • Insure business income
  • Insure your business property
  • For Personal property
  • These are your collectibles

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